Loans

Vehicle Loans

Village Community Credit Union specializes in financing new and used vehicles. You can get terms from 36 months up to seven years depending on the age of the vehicle. If you’ve financed your vehicle somewhere else we’ll even refinance it to help you get a better interest rate and/or smaller payment. When you take advantage of our low rates and the dealer rebates you’ll be surprised at how much we can save you on the purchase of your next new auto. Take a look at our auto financing features:

  • Up to 84 months financing on new vehicles.
  • Zero down on new auto financing.
  • Used auto financing at new auto rates.
  • 100% financing on used autos up to the retail value.
  • Same great rates when refinancing from another lender.
  • Optional credit life and disability insurance coverage.
  • Relationship discount can apply.
  • Apply Here

Recreational Vehicles

Village Community Credit Union offers great rates on all recreational vehicles whether it’s a motorcycle, motor home, boat or a jet ski we can help. Our loan program offers good terms as well as 100% financing on new purchases for as long as ten years; and five year terms on used purchases.

VISA Platinum and Platinum Preferred®

Village Community Credit Union offers a VISA Platinum and Platinum Preferred® with more than just convenience. When using our card you’ll get:

  • Acceptance worldwide.
  • Limits up to $30,000.
  • Fixed rates as low as 9.90% APR (Annual Percentage Rate).
  • No annual fee.
  • No cash advance fee.
  • No balance transfer fee.
  • 25 day grace period on purchases.
  • Earn ScoreCard points for merchandise and air travel.
  • Payments by mail, phone, home banking or auto pay from financial institution of your choice.
  • Minimum monthly payment of $25.00 or 3% of balance whichever is greater.
  • Optional credit life and disability insurance coverage.

As a VISA Platinum cardholder, you receive Bonus Points every time you use your card for purchases. Any purchase – big or small – earns you Bonus Point rewards you can redeem for brand-name merchandise or fabulous travel rewards, which include airline tickets, cruises and more. Your statement will keep track of your Bonus Point totals. When you are ready to redeem, simply visit our website at www.scorecardrewards.com for a listing of awailable awards options, or just click the link below.

Unsecured Signature Loans

Whether you need a large amount of cash or as little as $500 your credit union is here to make it happen. No matter if you need a loan for auto repairs, a quick weekend get-away or a major project, we can help!

  • Low interest rates.
  • Borrow $500 up to $30,000.
  • Flexible repayment terms.
  • Optional credit life and disability insurance coverage.
  • Relationship discount can apply.
  • Apply Here

Line of Credit

Save yourself the embarrassment of having a check or an ACH item returned for non-sufficient funds. You can establish a line of credit and never have to worry.

  • Line of credit is advanced in the event of an item clearing that would cause an overdraft.
  • Credit lines range from $100 to $5,000.
  • Payment of $15 per $100.
  • Low cost overdraft transfer fee.
  • Apply here

Real Estate Loans

If you’re looking for value in a Home Equity loan you won’t find any better than at Village Community Credit Union. Our members pay a modest $50.00 application fee and the cost of the appraisal and the credit union pays the rest.

  • Fixed Rate Home Equity – 80% loan to value for amounts between $10,000 and $100,000.
  • Variable Rate Equity Line of Credit – 80% loan to value rate based on Wall Street Journal Prime + .25%.
  • Relationship rate discount does not apply to loans secured by real estate.
  • Apply Here

Mortgages

Your credit union has partnered with The Mortgage Center to bring our members the best mortgage products and services available on the market.

Your questions can be answered by our Loan Officers at the credit union or visit the Mortgage Center. You can complete a mortgage application at the credit union by calling for an appointment, or on-line at your convenience. Contact our friendly and professional loan officers at 313-584-5400 or call The Mortgage Center at 1-888-562-6865 for more information.