Savings Rates
| Savings Accounts | ||
| Effective Date: OCTOBER 1, 2011 | ||
| Name | APR | APY |
| Shares | 0.05% | 0.05% |
| Holiday Club | 0.05% | 0.05% |
| Money Market Shares $1,000 to $2,499 | 0.05% | 0.05% |
| Money Market Shares $2,500 to $9,999 | 0.10% | 0.10% |
| Money Market Shares $10,000 and up | 0.15% | 0.15% |
| IRA Shares | 0.10% | 0.10% |
To maintain membership in the credit union a minimum balance of $5.00 must be kept in the share account. However a low balance fee may be charged each month if the aggregate balance in a member's account falls below $100.00, see Fees & Charges. The dividend rate and APY on share and club accounts may change everyday based on the determination of the credit union board of directors. | ||
| Certificate of Deposit | |||
| Effective Date: OCTOBER 1, 2011 | |||
| Term | APR | APY | Minimum Deposit |
| 3 Month CD | 0.15% | 0.15% | $500.00 |
| 6 Month CD | 0.20% | 0.20% | $500.00 |
| 12 Month CD | 0.35% | 0.35% | $500.00 |
| 24 Month CD | 0.50% | 0.50% | $500.00 |
| 36 Month CD | 0.75% | 0.75% | $500.00 |
| 48 Month CD | 0.90% | 0.90% | $500.00 |
| 60 Month CD | 1.25% | 1.26% | $500.00 |
| Jumbo CDs of $100,000 or more - add .20% to any term | |||
APR = Annual Percentage Rate
APY = Annual Percentage Yield
All Credit Union accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA) an agency of the United States Government.
